After spending 8-months building their homes with the help of their neighbors, ten families moved into the Palisade Wine Valley Estates subdivision Thursday morning.

The Housing Resources Mutual Self-Help program gives low-income families the means to construct their own homes.

Families who participate perform approximately 70% of the construction labor, under qualified supervision.

Residents work on their own homes and their neighbor's homes as well.

The labor that families contribute, substantially reduces the cost of each home, and serves as the down payment.

Anne Baker works for Housing Resources and took part in the self-help program as well. She helped build her own home, as well as her neighbors' in the Wine Valley Estates subdivision.

"You really get to know your neighbors, you are working with them, side by side for eight-months, working on everybody's houses, and not just your own. It really kind of creates a sense of community," said Baker.

Baker told KJCT that the sweat equity in a home in the Wine Valley Estates  is about $45,000 to $50,000.

The program also offers credit counseling and a post-purchase counseling class.

Baker says she's owned her own home before but learned a lot of new information from attending the post-purchase class.

The next project Housing Resources is working on will be the Hollow Creek subdivision in Fruita. There are currently over 30 lots available.

If you want to apply for the Mutual Self-Help program, you can find an application by visiting http://www.housingresourceswc.org.

You can also call their office at (970) 241-2871, or visit them in person at 524 30 Rd., suite 3 in Grand Junction.